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FAQ

SELLER FAQ            
         BUYER FAQ


Seller FAQ

Q:  Are you Realtors® who just want to list my house?
A:  Absolutely not!  Central Florida Homeowner Solutions, LLC is a group of real estate investors that buys houses from people like you in neighborhoods just like yours.  We're NOT Realtors and we're NOT associated with any real estate agency.  We don't want to list your house, we want to buy your house and may be able to do so immediately!

Q:  What kind of houses do you buy?
A:  We buy houses in any area, condition or any price range.  We also buy mobile homes, multi-family properties, manufactured houses.

Q:  What do you mean by "any condition"?  What if my house needs repairs?
A:  We will buy your house s-is!  You don't need to do any more repairs!

Q:  How can you stop forecolsure?
A:  We simply buy the house from you quickly.  The bank will be happy to be paid in full and you walk away with your credit intact and able to buy another home in the future.  Often, you can even put cash in your pocket.  A foreclosure on your credit report is very bad. You will not be able to buy a home with a traditional mortgage for years. You may also have difficulties finding a landlord who will rent to you. If you let the bank foreclose on your property, you will be very unhappy for a long time.

Q:  Do you deal in higher priced properties?

A:  Yes, we can work with any seller who needs to move a property quickly for any reason and in any price range.


Q:  What if I am behind on my payments or in foreclosure, can you help?

A:  Yes, if you call or contact us now, we may be able to help catch up your back payments and stop the foreclosure process.

Q:  What do you charge for your services?
A:  No.  Unlike Realtors®, there is never a charge or commission when we buy your house.

Q:  Can I really buy your house this quickly and easily? 
A: 
Maybe.  Maybe not.  A lot of it depends on you.  If you want to get above market price for your house, don't bother calling us.  We are professionals and we do expect to make a fair profit.  But we're not out to steal your house either.  Much of our profit will come from our future buyer or tenant.

Q:  My house was completely destroyed by fire.  Will you buy the ashes? 
A: 
Yes!  The land has value!

Q:  If I submit your Seller Questionnaire, when will I hear from you?
A:  As soon as we receive your Seller Questionnaire, we will review your information and get back to you ASAP (usually within 24 to 48 hours depending on when you submit the information). However, if you don't hear back from us in a timely manner, please give us a call at 407-538-7150 to be sure we received your information and that you are being taken care of right away.

Q:  Is it better to call or contact you via your online Seller Questionnaire?
A:  That is really up to you.  However, we do think it would be easier for you if you complete our Seller Questionnaire first, then we can review your information, research your property, and then discuss all the details with you when we call.  Since you are here, why not take a moment to fill out our Seller Questionnaire now?

Q:  What areas in Central Florida do you buy?
A:  We buy in the following cities:

Marion County - Belleview, Citra, Dunnellon, Eureka, Fort McCoy, McIntosh, Ocala, Ocklawaha Orange Springs, Reddick, Salt Springs, Summerfield, Weirsdale
Sumter County -
Bushnell, Center Hill, Coleman, Lake Panasoffkee, Sumterville, Oxford, The Villages, Webster, Wildwood, Lake Altoona, Astatula, Astor, Bassville Park, Clermont, Eustis, Forest Hills, Fruitland Park, Groveland, Howey-In-The-Hills, Lady Lake, Leesburg, Mascotte, Minneola, Montverde, Mount Dora, Mount Plymouth, Okahumpka, Paisley, Sorrento, Tavares, Umatilla, Yalaha
Seminole County -
Altamonte Springs, Casselberry, Geneva, Lake Mary, Lake Monroe, Longwood, Oviedo, Sanford, Winter Springs
Orange County -
Alafaya, Apopka, Bay Lake, Belle Isle, Christmas, Doctor Phillips, Eatonville, Edgewood, Hunter's Creek, Lake Buena Vista, Maitland, Oakland, Ocoee, Orlando, Tangerine, Windermere, Winter Garden, Winter Park, Zellwood
Osceola County -
Campbell, Celebration, Kissimmee, Poinciana, St. Cloud
Polk County -
Auburndale, Bartow, Davenport, Dundee, Eagle Lake, Fedhaven, Fort Meade, Frostproof, Haines City, Highland Park, Hillcrest Heights, Indian Lake Estates, Lake Alfred, Lake Hamilton, Lake Wales, Lakeland, Mulberry, Nalcrest, Polk City, Providence, Winter Haven
Hardee County -
Bowling Green, Wauchula, Zolfo Springs
Highlands County - Avon Park, Lake Placid, Leisure Lakes, Lorida, Sebring, Venus


SELL YOUR HOUSE NOW!                       BUY A HOME

Buyer FAQ

Q:  How does this rent to own system work?
A:  Our rent to own program is a very popular because it lets people “test drive” their home before making the commitment to purchase.  Our company will work with you to determine what monthly payment and option fee will work best for you.  The option fee is a nonrefundable fee that you pay up front for the option to buy the home.  This option fee is later counted toward your downpayment along with any monthly rent accrual.  All you have to do is simply sign a 12-36 month lease and start enjoying your new home! 

Q:
  What kind of people can benefit from the rent to own program?
A:  Anyone who wants the flexibility of leasing without a commitment to purchase.  Typically, many applicants have less than perfect credit or don’t have the financial capability to come up with a large enough downpayment on their own.

Q:
  Does the option money paid up front count toward my downpayment? 
A:  Yes, 100% of the option money goes towards your downpayment.  This option money is similar to a “security deposit” that would be required by any apartment complex or landlord.  Should you decide not to exercise your option to purchase, this option money is forfeited.

Q:  Does part of my monthly rent go towards my downpayment?
A:  Yes!  If you pay $100 over the required monthly rent, you will receive a $200 credit toward your downpayment.  Pay $200 over the required monthly rent and receive a $400 credit each month.  These credits could add up to $4,800 in just 12 months!

Q:  Do I lose the option money if I don’t exercise my right to purchase before the lease is up?
A: 
If you choose not to purchase your home when the lease expires you will be given a chance to renegotiate for another 12 – 36 months.  If you decide you are still not interested, your option money is forfeited and you are free to move out.

Q:
  How much of an option fee is needed?

A:  Typically, only 2% of the agreed upon purchase price is required.  This can often be as low as $3,000.  The larger the option fee you can provide, the lower your monthly payments will be.

Q
:  Do I need to have good credit to qualify?
A:  No!  This program is designed for people with bruised or bad credit.  After you’ve been in the property for 12 months and have made all of your payments on time, it will be extremely easy to qualify for financing!  If you're still having problems qualifying after your rental period, we may offer owner financing.

Q:  What is owner financing?
A:
  Our owner financing program allows you to enjoy all of the benefits of homeownership without all of the hassels of a traditional mortgage.  We provide you with a private mortgage so you can buy your own home today.


Q:
  How long can I lease the property for before I decide to purchase it?
A:  Typically, properties are leased for 12 – 36 months.  The length of time often depends on the situation of the lease/buyer.  If you are not ready to purchase the home as your lease expires, a new lease may be negotiated assuming the payments were made on time and good care was taken of the home.    

Q:
  What happens if I decide not to purchase the property after the lease is up?
A:  If your lease expires and, for any reason, you decide not to purchase the property, the option money is forfeited and you are allowed to move out.  Remember, we are required to sell you the home if you want it but you are not obligated to buy.

Q:
  Who is responsible for any maintenance or repairs while I’m leasing the property?
A:  All maintenance and repair costs up to $200 are the responsibility of the lease/buyer.  You will not be responsible for any expense over $200.  Often, a home warranty is in place that covers any repair costs for a minimal $50 deductible.  Utilities are also the responsibility of the lease/buyer.

Q:
  Okay I’m convinced!  What’s the next step?
A:  Call 407-538-7150 today to schedule an appointment to view one of our beautiful homes.  You may also view our available properties online to see homes that are currently available or write us an email.  If there are no homes currently available when you call or visit our website, please allow us to take down your information and contact you as soon as we find a home that fits your needs.  We keep a list of serious folks who are looking for a home on file at all times.  We notified these folks of new properties available first.  They get a shot at them before anyone else even knows about them.  Sometimes we do not even have a chance to advertise them on our web site.  So, even if you don’t like one of our current homes, make sure you click on the my dream home button to help us get started helping you find the home of your dreams.  It costs nothing to explore your options.

SELL YOUR HOUSE NOW!                       BUY A HOME

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